In recent years more and more financial institutions have started considering Credit Score. A credit score is a measurement of a person’s ability to repay the borrowed amount. It is the numerical representation of their creditworthiness. A credit score is a 3-digit number that falls in the range of 300-900, 900 being the highest. The higher the score, the more is your creditworthiness. This is especially relevant for getting loans from financial institutions. We can improve your Credit Score (CIBIL Score) by working on numerous parameters that determine it.  CIBIL (Credit Information Bureau (India) Limited) is a Credit Bureau or Credit Information Company. This company maintains records of all the credit-related activities of companies/individuals.